But if your solar panels are not covered under a plan the housing is still a minor cost.
Are solar panels covered for hail damage.
However the chances of hail actually damaging panels is slim to none.
In may of 2017 a particularly intense hail storm tore through the front range.
Solar panels are strong enough to resist damage from most hail.
Solar panel insurance coverage is included in most homeowners insurance policies which means no separate solar panel insurance is needed.
This will offer a more localized approach to making sure you are protected from costly damages in the event of a devastating hail storm.
In short yes hail can damage solar panels and most home insurance policies cover that damage.
Checking for hail damage.
However hail stones that are larger than this can cause panels to smash so we suggest informing your home and content insurance provider that you have solar and to check that hail damage is covered.
If there has been significant hail damage it s likely that an issue will be detected by.
But if you live in an area where large hail is common there are a few things you can do to minimize your risk.
But hail damage isn t always covered by the manufacturer warranty so reading the fine print will help determine if you should have your solar panels covered by your homeowners insurance.
First check your inverter.
Solar energy systems and the rooftop panels or tiles are largely considered a permanent attachment to your property similar to a patio or a security system.
Because of the protective housing on the solar cells the portion of your roof covered by solar cells will be protected from hail damage.
Solar cells will help deflect hail.