As long as the appraiser does not require any repairs prior to closing or the seller is willing to make the required repairs the house will go fha or va.
Appraiser coach attic inspection.
Tell is like it is ms.
The attic is one of the most important areas of the house to be inspected.
My big fat old butt is not going to scamper around.
The federal housing administration s fha single family housing policy handbook 4000 1 sf handbook is a consolidated consistent and comprehensive source of fha single family housing policy.
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Disclose and disclaim in every report including highly recommending a professional home inspector.
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Head and shoulders inspection of attic and floor crawl space only per fha hud and va.
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I would not expect the appraiser to climb on the roof in the attic or under the house.
Hundreds of fha handbooks mortgagee letters housing notices and other policy documents have been consolidated into this single source this eliminates the need for mortgagees and other.
Allowing associated trainee appraisers to complete unsupervised inspections appraisers and others a significantly large nationwide amc has notified it s vendor appraisers that certain lenders contracted with this amc will now accept appraisal reports signed by properly trained and presumed properly approved by the state trainees as the appraiser.
Fha attic observation requirements will not change on september 14 2015 when the 4000 1 handbook becomes effective.
The appraiser does not get a copy of the home inspection.
An appraiser s observation is limited to readily observable conditions and is not as comprehensive an inspection as one performed by a licensed home inspector some appraisers have inserted this statement word for word in their fha appraisal reports in order to clarify the appraiser s role and to distinguish themselves from home inspectors.
Inspecting an attic from the inside out.
Included also is direct access to dustin and.
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To understand the importance of an attic inspection you must first understand the purpose of the roof.
Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements.
